How local access shapes our terms
Our Terms & Conditions apply when you create an account, confirm your phone number, enter the lobby or request an account transaction. We describe the information needed for these steps, the checks used to protect your account and the situations that may pause access while details
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are clarified. Access or eligibility depends on local law, and some provisions can change when local requirements change. Payment records remain connected to the account activity that created them, whether you use DANA, OVO, GoPay, QRIS, bank transfer or a virtual account. Read the current wording
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before you proceed, because your continued use after an updated version takes effect means you accept the revised terms where local law permits.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.